You don’t want to have to compromise when it comes to your future.
With Helios2 – 100/100 i, the value of your deposits at maturity and death is guaranteed. The death benefit is also reset every year based on inflation or market growth, whichever is higher.
It’s the ideal solution for
- Protecting the value of your deposits at maturity
- Protecting your estate against inflation and market downturns
- Making life easier for your loved ones in the event of your death
Why choose Helios2 – 100/100 i?
Protection against market downturns
The maturity guarantee means that, regardless of how the markets do, after 15 years, you could get 100% of the deposits made in the first year and 75% made in subsequent years. You can’t put a price tag on that kind of peace of mind!
And to take advantage of market upswings, you can always request a reset of your minimum maturity benefit amount which extends your contract’s maturity date by 15 years.
Inflation protection
Want to protect your estate against inflation and market downturns? With Helios2 – 100/100 i, the death benefit is reset every year, up to the life assured’s 75th birthday, based on the higher of the following:
- Inflation-adjusted value
- Market value
- 100% of your deposits
- The amount established the previous year
That means the value of your estate will never go down—and it might even go up!
Prompt payment of the death benefit
In the event of the death of the life assured, the beneficiaries named in your contract will receive the death benefit without having to go through probate, saving them time, money and worry!
For prompt payment of the benefit, you need to designate your beneficiary using their full name and they have to provide us with the appropriate documentation, such as the death certificate.
Investment options
- Investment solutions
- Responsible investment portfolios
- Wise ETF portfolios
- Individual funds
See investment options
How do you sign up for Helios2 – 100/100 i?
Set up an appointment with an advisor right away. They will evaluate your financial needs and recommend the solution that best matches your priorities.